• Welcome To Prodigy Mortgage, your Local Boutique Mortgage Company.

  • Whether You Are Purchasing A New Home...

  • Or Looking To Refinance Away From Your High Fixed, High Mortgage Insurance Or Adjustable Rate...

  • We offer FHA, VA, USDA, Conventional, Downpayment Assistance and other unique financing options.

  • We would be honored to help. Get Started. Apply Online Today...and we will do the rest!


Free Consultation

IF you are ready to Apply for a home loan, please click above on "APPLY NOW" and we will be in touch shortly. This consultation is simply to answer any questions.

Welcome To Prodigy Mortgage

At Prodigy Mortgage, personal commitment to excellence coupled with a passion to help others is the common element in our Mortgage team.  We are a local Mortgage (Home Loan) Brokerage with a vision to deliver a no cost loan, low wholesale rates with a remarkable loan experience.  Our reputation is extremely important and we like to convey that signifance in our loan process, your experience matters to us.  Our team is comprised of industry veterans that have partnered to create a unique value proposition to our clients in NO lender fees and low wholesale rates.  Our partners include; Freddy F. Duarte, David Cockrell and James J.D. Cobb and with a combined 50 years of lending experience they are prepared and experienced to be your Lenders for Life. 
We represent a wide range of "A" rated lenders with your client experience and best interest at heart!  Having the ability to work with many not just 1 bank allows us to get you the best rates & No fees on all types of loan programs.  Our loans include but are not limited to FHA, USDA, VA, Conventional, Jumbo and Home Equity Lines and our terms offered are your traditional 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr, 3yr & 5yr ARMS and even Interest Only Loans. Whether your situation calls for Full Documention, bank statements, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!  If there is a way that anyone can do your loan we will find it!  

We invite you to review our bios, testimonials and upon request we can gladly provide professional an unbias references that can speak of our integrity, professionalism and service.  Our team highlights communication throughout our process as one of, if not the single most important element in a successful loan transaction.  We invite you to visit Yelp, Zillow, Trulia or our very own testimonial portal on our website for third party reviews.  

Thank you ahead of time for allowing us the privilege to assist you with your next home loan. 

Why shop retail at your bank, when you can SAVE going wholesale with Prodigy Mortgage!

All the best,

Freddy F. Duarte
James J.D. Cobb
David Cockrell


Home Purchase

Whether you are First Time Homebuyer or seasoned Investor we have programs to fit every need.  We offer Conventional, FHA, VA, USDA, hard money and asset based financing.  Schedule a phone consultation with one of our team members to speak about your options that fit your needs. 

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Home Rate/Term Refinance or Home Equity

Whether you are on a FHA loan or high rate adjustable mortgage we can explore any and all options to reduce interest, payment, take cash out or cut down your term....sometimes the best option is to stay put in your current loan and we will be the first to advise.  Call one of our Seasoned Mortgage Professionals for a free, no obligation refinance consultation & proposal.   

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Find Your Payment*

Term Rate APR Payment
30 Yr Fxd 3.875% 4.117%
15 Yr Fxd 3.125% 3.581%
5 Yr ARM 3.25% 3.979%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

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What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Freddy and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonAustin

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