• Welcome To Prodigy Mortgage, your Local Boutique Mortgage Company.

  • Whether You Are Purchasing A New Home...

  • Or Looking To Refinance Away From Your High Fixed, High Mortgage Insurance Or Adjustable Rate...

  • We offer FHA, VA, USDA, Conventional, Downpayment Assistance and other unique financing options.

  • We would be honored to help. Get Started. Apply Online Today...and we will do the rest!


Free Consultation

Complete this 30 second form to receive a no obligation consultation. If you are ready to apply for a home loan, please click above on "Apply Now" and we will be in touch shortly.

Welcome To Prodigy Mortgage

At Prodigy Mortgage, personal commitment to excellence coupled with a passion to help others is the common element in our Mortgage team.  We are a Boutique Mortgage brokerage with a passion for our business and helping our clients into the best loan possible. Our team is comprised of industry veterans that have partnered to create a unique value proposition to our clients in NO lender fees and low wholesale rates.  Our partners include; Freddy F. Duarte, David Cockrell and J.D. Cobb and with a combined 50 years of lending experience they are prepared and experienced to handle your next home loan.  
We represent a wide range of "A" rated lenders with your client experience and best interest at heart!  Having the ability to work with many not just 1 bank allows us to get you the best rates & No fees on all types of loan programs.  Our loans include but are not limited to FHA, USDA, VA, Conventional, Jumbo and Home Equity Lines and our terms offered are your traditional 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr, 3yr & 5yr ARMS and even Interest Only Loans. Whether your situation calls for Full Documention, bank statements, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!  If there is a way that anyone can do your loan we will find it!  

We invite you to review our bios, testimonials and upon request we can gladly provide professional an unbias references that can speak of our integrity, professionalism and service.  Our team highlights communication throughout our process as one of, if not the single most important element in a successful loan transaction.  We invite you to visit Yelp, Zillow, Trulia or our very own testimonial portal on our website for third party reviews.  

Thank you ahead of time for allowing us the privilege to present you the Prodigy experience.  
Why shop retail at your bank, when you can SAVE going wholesale with Prodigy Mortgage?!  

All the best,

Your Prodigy Lending Team


Home Purchase

Whether you are First Time Homebuyer or seasoned Investor we have programs to fit every need.  We offer Conventional, FHA, VA, USDA, hard money and asset based financing.  Schedule a phone consultation with one of our team members to speak about your options that fit your needs. 

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Home Rate/Term Refinance or Home Equity

Whether you are on a FHA loan or high rate adjustable mortgage we can explore any and all options to reduce interest, payment, take cash out or cut down your term....sometimes the best option is to stay put in your current loan and we will be the first to advise.  Call one of our Seasoned Mortgage Professionals for a free, no obligation refinance consultation & proposal.   

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Latest News

U.S. data points to moderate fourth-quarter growth

A customer pushes her shopping cart through the aisles at a Walmart store in the Porter Ranch section of Los AngelesBy Lucia Mutikani WASHINGTON (Reuters) - U.S. consumer spending barely rose in October as households took advantage of rising incomes to boost savings to their highest level in nearly three years, pointing to moderate economic growth in the fourth quarter. Anemic consumer spending did little do change expectations that the Federal Reserve will raise interest rates next month as other data on Wednesday showed a surge in business spending plans in October and a drop in new applications for unemployment benefits last week. The Commerce Department said consumer spending edged up 0.1 percent after a similar increase in September.

Today's Rates*

30 Yr Fxd3.99%4.234%
15 Yr Fxd3.125%3.562%
5 Yr ARM3.375%3.537%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Freddy and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonAustin

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